BANKING REGULATION 5 MORTGAGE FORECLOSURE DISCLOSURE

230-RICR-40-10-4 INACTIVE RULE

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Title	230	Department of Business Regulation (includes the Office of the Health Insurance Commissioner)
Chapter	40	Banking
Subchapter	10	Lending
Part	4	BANKING REGULATION 5 MORTGAGE FORECLOSURE DISCLOSURE

Type of Filing	Amendment
Regulation Status	Inactive
Effective	10/20/2011 to 02/12/2014

Regulation Authority:

R.I. Gen. Laws §§ 35-27-3.1, 42-14-17 and 42-35-3

Purpose and Reason:

The purpose of this Regulation is to promulgate the form of written notice pursuant to R.I. Gen. Laws § 34-27-3.1. The notice implemented by this Regulation informs iIndividual Cconsumer Mmortgagors of their default, of the Mmortgagee’s right to foreclose, and the availability of counseling for Mmortgagors through HUD-approved counseling agencies in Rhode Island. This Regulation also clarifies the Mortgagee’s duties and consequences of its failure to comply with R.I. Gen. Laws § 34-27-3.1 and this Regulation.

ACTIVE RULE Amendment - effective from 10/15/2024

INACTIVE RULE Periodic Refile - effective from 01/04/2022 to 10/15/2024

INACTIVE RULE Technical Revision - effective from 09/28/2018 to 01/04/2022

INACTIVE RULE Amendment - effective from 09/28/2018 to 09/28/2018

INACTIVE RULE Amendment - effective from 10/01/2015 to 09/28/2018

INACTIVE RULE Technical Revision - effective from 10/20/2014 to 10/01/2015

INACTIVE RULE Amendment - effective from 10/20/2014 to 10/20/2014

INACTIVE RULE Amendment - effective from 02/12/2014 to 10/20/2014

INACTIVE RULE EMERGENCY RULE Amendment - effective from 09/12/2013 to 09/12/2013

INACTIVE RULE EMERGENCY RULE Amendment - effective from 08/14/2013 to 03/12/2014

INACTIVE RULE EMERGENCY RULE Amendment - effective from 08/14/2013 to 08/22/2013

INACTIVE RULE Amendment - effective from 10/20/2011 to 02/12/2014

INACTIVE RULE Adoption - effective from 08/26/2010 to 10/20/2011

Rulemaking Documents are organized by document type and are part of this rule’s rulemaking record (R.I. Gen. Laws § 42-35-2.3). If multiple documents of the same type are listed below, each is a unique document. If there are multiple Public Notice of Proposed Rulemaking documents, view each document to identify the most recently amended version, as it may be amended at any point during the Public Comment Period.

There are no electronic rulemaking documents for rules filed prior to August 14, 2018. For rulemaking documents for rules filed prior to this date, please contact the appropriate agency's Rules Coordinator.