BANKING REGULATION 5 MORTGAGE FORECLOSURE DISCLOSURE

230-RICR-40-10-4 INACTIVE RULE

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Title	230	Department of Business Regulation (includes the Office of the Health Insurance Commissioner)
Chapter	40	Banking
Subchapter	10	Lending
Part	4	BANKING REGULATION 5 MORTGAGE FORECLOSURE DISCLOSURE

Type of Filing	Adoption
Regulation Status	Inactive
Effective	08/26/2010 to 10/20/2011

Regulation Authority:

R.I. Gen. Laws §§ 35-27-3.1, 42-14-17 and 42-35-3

Purpose and Reason:

The purpose of this Regulation is to promulgate the form of written notice pursuant to R.I. Gen. Laws § 34-27-3.1. The notice implemented by this Regulation informs individual consumer mortgagors of their default, of the mortgagee’s right to foreclose, and the availability of counseling for mortgagors through HUD-approved counseling agencies in Rhode Island. This Regulation also clarifies the Mortgagee’s duties and consequences of its failure to comply with R.I. Gen. Laws § 34-27-3.1 and this Regulation.

ACTIVE RULE Amendment - effective from 10/15/2024

INACTIVE RULE Periodic Refile - effective from 01/04/2022 to 10/15/2024

INACTIVE RULE Technical Revision - effective from 09/28/2018 to 01/04/2022

INACTIVE RULE Amendment - effective from 09/28/2018 to 09/28/2018

INACTIVE RULE Amendment - effective from 10/01/2015 to 09/28/2018

INACTIVE RULE Technical Revision - effective from 10/20/2014 to 10/01/2015

INACTIVE RULE Amendment - effective from 10/20/2014 to 10/20/2014

INACTIVE RULE Amendment - effective from 02/12/2014 to 10/20/2014

INACTIVE RULE EMERGENCY RULE Amendment - effective from 09/12/2013 to 09/12/2013

INACTIVE RULE EMERGENCY RULE Amendment - effective from 08/14/2013 to 03/12/2014

INACTIVE RULE EMERGENCY RULE Amendment - effective from 08/14/2013 to 08/22/2013

INACTIVE RULE Amendment - effective from 10/20/2011 to 02/12/2014

INACTIVE RULE Adoption - effective from 08/26/2010 to 10/20/2011

There are no electronic rulemaking documents for rules filed prior to August 14, 2018. For rulemaking documents for rules filed prior to this date, please contact the appropriate agency's Rules Coordinator.

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